Shop Now, Pay Later
Fast Furniture Financing for Your Modern Home.

Find Your Offer With Zero Stress. Explore your financing options before you commit. Fill out one simple application to see multiple offers from our top lenders. It's a secure, no-obligation eligibility check that won't affect your credit score—guaranteed.

Own it
Today.
Pay over time.
Shop now Pay Later.

Long-Term Financing: Get approved for credit and secure payment plans lasting up to 60 months.

Lease-to-Own: A great, alternative option that requires no credit history to apply.

Flexible Financing. Furniture First. Payments Later.

Choose the financing or payment offers that works the best for you

Promotional Financing Available

The Modern Way to Buy: Diamond Furniture Financing Card.

The Synchrony HOME™ Credit Card is the smart tool for shopping at Diamond Modern Furniture. Apply today and start taking advantage of:

  • Exceptional Financing: Flexible promotional plans ranging from 12 to 60 months.
  • Credit Monitoring: Free monthly access to your VantageScore® and tips for credit improvement.
  • Secure & Free: Enjoy $0 fraud liability and no annual fee.

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Lease-to-Own with DMF Financing

Secure the modern style you love with our flexible lease-to-own solution.

  • Budget-Friendly: Low initial payment with flexible payment options.
  • Own It Faster: Early purchase options give you the power to buy your furniture sooner.
  • Improve Your Profile: We report your successful payments directly to TransUnion.
  • Superior Service: Benefit from high approval rates and a simple, fast, transparent process.

Important Note on Credit: We check credit history as part of the application process. “No Credit Needed” means approval isn't dependent on a perfect credit score—it is a lease-to-own agreement. You only own the items once all scheduled payments or an early purchase option is completed.

Modern Furniture Financing for Everyone.

Stop searching, start furnishing! Diamond Modern Furniture makes it easy to bring home the living room, dining, or bedroom sets you love. Our flexible financing solutions—including popular no credit needed options—are designed for every budget and credit situation. Enjoy fast approval, affordable monthly payments, and simple lease-to-own plans. Shop now without worrying about your credit score!

How We Approve You: The Diamond Modern Furniture Difference

Worried about your credit history? Our "no credit check" furniture financing is designed for you. At Diamond Modern Furniture, we won't perform a hard credit inquiry that impacts your score. Instead, we look at alternative factors (like bank and utility payments) to:

  • Expand Eligibility: Ideal for those with limited or rebuilding credit history.
  • Simplify Qualification: Less stress, more approvals.

Get the furniture you love today with financing that focuses on your future, not just your past.